Preheat your oven to 375F.
Brown the ground beef in a large skillet. Cook until all of the moisture has cooked out and the meat carmelizes. Add 1 cup of water and 1 packet of taco seasoning. Reduce heat to medium-low and cook for 20 minutes. The water will reduce completely, leaving you with a moist and tender meat mixture.
While the meat is cooking, heat up the refried beans in the microwave for 1 minute. They dont need to heat completely, but just enough to soften so they are easy to spread. Do the same with the tortillas. They are more pliable when warmed up.
Open the can of enchilada sauce and get out the shredded cheese.